Assistant Underwriter

Assistant Underwriter

Ref: 1282Tuesday 8 June 2021

£27 to £30 depending on experience

Our client, a successful and well-established financial services organisation, are currently recruiting for a Mortgage Processing Co-ordinator to handle mortgage applications from start to finish, and to a consistent high quality. The successful candidate will support the Mortgage Sales teams to achieve business results by undertaking smooth, timely and efficient progression of cases, complying with relevant policy and procedures


  • Undertake an initial assessment of the mortgage application identifying key risks in each case
  • Understand the requirements of each case and to ensure all documentation is on file
  • Review file documentation and confirm it meets requirements
  • Carry out research and undertake enhanced due diligence as required on applications, including researching clients, and their employers
  • Own the final sign off for ID and address verification
  • Own the final sign off for Broker and solicitor verification
  • Assist the underwriting team with assessment of affordability
  • Assist the underwriting team with assessment of valuation reports creating relevant conditions for the mortgage offer
  • Assist the underwriting team in preparing referrals for Residential Credit Committee & accurately update Board reports for file
  • Assist the underwriting team, completing tasks as required and referring any areas that fall outside of policy
  • Play a part in achieving the Company target for turnaround times, mortgage offers and completions
  • Develop positive working relationships with all key stakeholders to achieve positive customer outcomes during the mortgage application process
  • Look for process improvements and provide feedback to all relevant teams to ensure continual improvement and ownership
  • To attend Credit Committee, as required
  • Assist with projects as and when required

Skills and experience required for the role:

Certificate in Mortgage Advice and Practice or prepared to study and attain within 12 months of appointment
Previous experience of processing residential and BTL mortgages
Financial Services background
Good communication and customer service skills
Confident and able to work well as part of a team
Previous customer services experience
Motivated and able to work on own initiative
Accurate and keen attention to detail
IT literate with good keyboard skills and experience using Microsoft packages
Able to meet deadlines and work well under pressure

Our client is committed to flexible working and fully supports some home working