Credit Risk Analyst


Ref: 1427Thursday 25 November 2021

£dependent on experience



Every employer is not the same and WHO you work for and what that environment looks like is the difference between ANY job and a GREAT job.  Our client is a regional mortgage and savings provider and their mission is to develop their staff, technology, customers and brand, placing themselves at the heart of the communities they serve, to make a real difference.  They are looking for a Credit Risk Analyst to join their team and here is how they are different:

  • Ethical approach: they will always aim to treat people with honesty and integrity, putting the interests of their customers first
  • Community involvement: every year they give 5% of their profits to local organisations and charities.  Each one of their 9 offices hold a fund to aid local communities
  • Talent development: through their ‘grow your own strategy’, they are committed to your constant personal development.  Their approach to learning and development is one that gives people choice – of job content, resources and careers paths
  • A flexible working environment (full or part time) for all staff and great work life balance which is not just for Covid


And they are winning a lot of awards so must be doing something right!  Our client is based in the North East and whilst there will be a requirement to be in the office from time to time so need to be in the North East area, you can work mainly from home if you so wish.  




As the Credit Risk Analyst, your key purpose is as follows:

  • To undertake and own the production of Retail Credit Risk management information by Second Line, for review by the Senior Leadership Team and decision making committees.
  • Design and undertake a programme of independent assurance and oversight set against the Credit Risk Management Framework.
  • Act as specialist advisor to the business on retail and commercial lending risk, including input to the assessment of emerging regulation and support on change initiatives.


Requirements for the Credit Risk Analyst:


This is a great opportunity for someone with existing knowledge of the credit risks that a mortgage lender faces, combined with strong data analytical skills and the ability to present to senior stakeholders, even Board level.  It would suit someone looking to progress their career from a junior credit risk role or indeed someone looking to move in to their first formal credit risk position from another area of mortgage lending.  In return, you will get the support and guidance to become an expert in your field and exposure to things you just would not get in a bigger lender at this level.