Underwriter (Tier 2)

Underwriter

Ref: 1272Wednesday 5 May 2021

£depending on experience

Our client is a fast-growing specialist retail lending and savings group serving the UK and is authorised by the PRA and regulated by the FCA. They have built a strong reputation as a specialist lender offering a broad range of products to UK SME’s and consumers including Residential, Buy-To-Let/SME Mortgages and Personal Loans.

 

The key purpose of this role is to facilitate and progress mortgage applications, within the assigned mandate level, through to mortgage offer, and completion where applicable, and in line with the Bank’s operating procedures and policies.

 

Duties will include:

 

  • Underwrite allocated applications to offer, within assigned mandate level and agreed service standards, requesting further information from relevant stakeholders where required and verifying this on receipt
  • Offer mortgages to approved borrowers, within assigned mandate level and agreed service standards, requesting any outstanding information if required a verifying it on receipt
  • Communicate with intermediaries by telephone and in writing, handle objections and provide objective feedback to any questions

 

The successful candidate will possess:

  • At least 3 years’ experience has a mandated mortgage underwriter
  • At least 2 years’ experience of underwriting residential mortgages (with at least two of the following: Portfolio Lending, Specialist BTL, Credit repair/subprime, bridging and bespoke priced residential loans)
  • Previous experience of creating loan recommendation documents and delivering them to senior management is highly desirable

 

This is a fantastic opportunity to join a growing lender, who offer a competitive salary and excellent benefits. They have a number of opportunities within their team; both within the residential/BTL portfolios and Second Charge mortgages.