Underwriter (Tier 2) - Kent

Senior Underwriter

Ref: 1295Wednesday 9 June 2021

£depending on experience

Our client is a market leader within financial services, going from strength to strength in the mortgage field. This is an exciting time to join the organisation as they grow and offer excellent opportunities.

 

As an Underwriter, you will be responsible for processing mortgage applications through to offer, with a designated personal mandate. The mortgages you will be involved in can range from residential, BTL, Bridging loans and subprime.

 

Duties will include:

 

  • Offer mortgages to approved borrowers, within assigned mandate level and agreed service standards, requesting any outstanding information if required an verifying it on receipt.
  • Review Agreement in Principle requests in a timely manner ensuring that the information meets the requirements of the Bank’s Lending Policy and confirms decisions to the relevant intermediary.
  • Communicate with intermediaries by telephone and in writing, handle objections and provide objective feedback to any questions.
  • Work closely with our sales team to take consideration of time pressures and customer journey
  • Manage escalations and resolve technical queries from other team members.
  • Support the management team with the implementation of policy
  • Contribute to underwriting team meetings giving the benefit of your experience

 

The successful candidate will possess:

 

  • At least 3 years previous experience as a mandated, manual mortgage underwriter
  • 2 years previous experience of underwriting residential mortgages (to include a mix of at least two of the following: - portfolio lending, specialist buy to let, credit repair/subprime, bridging and bespoke priced residential loans)