Ref: 1373Tuesday 12 October 2021

up to £35k

We are delighted to offer a unique and exciting opportunity to join a dynamic, innovative, and fast-growing company within Financial Services. If you want to work in a vibrant organisation which embraces data science and are truly customer-focussed but want something different than the usual Banking environment, then this is an opportunity for you. 

Our client is a fintech consumer lender who are well established (over 6 years old and already lent £200m+) and heading for huge growth over the coming years following significant investment.  They have big plans to disrupt and become the dominant force in UK consumer credit using a data-led approach to everything they do. 


  • Underwrite new business applications within mandate levels, ensuring full compliance with FCA guidelines
  • Provide internal and external customers with a professional and efficient service in a knowledgeable manner at all times in order to maintain and develop business relationships.
  • Make underwriting recommendations to higher mandate holders where mandate level is exceeded.
  • Ensure all referred proposals have relevant procedural checks as highlighted, both system and manual as necessary and are utilised ensuring that all information and documentation is accurate.
  • Conduct detailed research on the financial history of businesses and individuals to determine their creditworthiness.
  • Review and verify income statements, tax returns and other financial documents to develop a borrower's profile and arrive at a credit recommendation.
  • Effective handling of new lending enquiries

Key Skills

  • Several years’ experience in underwriting, ideally in a credit card, mortgage, point of sale or personal loan business environment
  • Commitment to exceptional customer service
  • Ability to cope under pressure and multi-task within a team
  • Ability to work flexibly where the demands of the role require (including assisting with inbound calls of a complex nature)
  • Experience in fraud prevention techniques and/or worked in a fraud/investigations department
  • Experience in interpreting credit data
  • Excellent numerical and analytical skills
  • Ability to maintain a high degree of quality and accuracy at an effective speed


In return, you will be working in a progressive and dynamic environment (no more suits, high praise for innovation, tight-knit and engaged team) and rewarded with a fantastic benefits package including a matched contribution pension, private medical cover and 25 days annual leave as well as a highly competitive salary.  We will be operating a hybrid working policy whereby at least 2 days will be in the office as we value the knowledge sharing, creativity and team building that this provides, however flexible to have the rest from home.


If you really want to make a difference to a FinTech organisation rather than be a very small cog in a giant machine, then apply now.