Mortgage Pricing Analyst – FTC 6 -9 months
London – hybrid (2- 3 days each week in the office)
Salary to £70K per annum pro rata
Our client, a specialist mortgage lender, is seeking a commercially astute and analytically driven Mortgage Pricing Analyst to support the development, maintenance, and optimisation of mortgage pricing models. This 6 – 9 months contract role is ideal for a candidate with strong financial modelling skills, a deep understanding of mortgage products, and experience in pricing strategy within a regulated lending environment.
Duties of the Mortgage Pricing Analyst will include:
- Design, implement, and manage pricing models for both new and existing mortgage products, with a focus on later-life lending and interest-only offerings.
- Conduct detailed analysis of interest rate movements, funding costs, and competitor pricing to support strategic objectives.
- Partner closely with Capital Markets, Risk, and Product teams to ensure pricing strategies align with commercial goals.
- Continuously monitor product performance, market trends, and internal KPIs to identify opportunities for pricing optimisation.
- Ensure all pricing activity adheres to regulatory requirements, including MCOB and Consumer Duty standards.
- Develop and present pricing recommendations and supporting documentation for internal governance and approval processes.
Ideal Candidate Profile:
- Demonstrable experience in mortgage pricing gained within a regulated lender.
- Advanced Excel modelling capabilities, with proficiency in a programming language (e.g. Python, R, VBA) seen as a strong advantage.
- Solid understanding of UK regulatory frameworks such as MCOB, Treating Customers Fairly (TCF), and Consumer Duty.
- Familiarity with later-life lending solutions, including Retirement Interest-Only (RIO) mortgages, is highly desirable.
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You will work in a supportive and collaborative environment with a Wellbeing Calendar focused on supporting mental, physical and financial wellbeing.
You will be offered a competitive salary and a wealth of benefits including 30 days holiday plus bank holidays, Health cash plan, Growth Shares, Salary Sacrifice pension scheme & Employee assistance programme.
If this role appeals to you, please do apply today and we will respond promptly.