Our client is a highly respected and successful financial services organisation who have an excellent opportunity for a Lending Assessor.
The main purpose of the role is to support the underwriters in carrying out research and to make recommendations after assessing the Mortgage file and the supporting information.
Main Duties will include:
- Supporting the underwriting team with the smooth and timely progression of mortgage applications
- Develop positive working relationships with all stakeholders (clients, brokers and third parties) to achieve positive customer outcomes during the mortgage application process.
- Support the underwriters to achieve their turnaround times
- Ensuring the customer journey results in good customer outcomes.
- To be aware of and understand the laws and regulations in respect of Financial Crime, and to adhere to the organisations Financial Crime Policy and Procedures.
- Make recommendations to Underwriters by accessing information.
- Carry out research on the enhanced due diligence required on applications, including researching clients, and their employers.
- Carry out Experian searches for self-employed applications.
- To perform the initial application form checks, as applicable and instruct valuers/valuation panels to conduct property valuations.
- Undertake ad hoc investigations as and when required
Skills/Experience required: -
- Educated to Degree Level (or equivalent)
- CeMAP qualified (or prepared to study and attain within 12 months of appointment).
- Have the ability to work on own initiative and meet deadlines.
- Experience using Microsoft office, including Word, Excel, Powerpoint and Outlook
- Having previous experience of processing residential and Buy To Let mortgages (preferred but not essential).