Our Client, a relatively new name within the mortgage lending sector, have a fantastic opportunity for an experienced underwriter who is perhaps looking to take their career in a different direction, joining the Operations team and playing a key role in continuing the quality of the mortgage portfolio.
As a Quality Control Analyst, you will be responsible for assessing individual mortgage cases, and ensuring they are accurate and compliant. You will be working closely with the Training team to identify areas for improvement and all cases will need to be made within regulatory standards, aligned with business needs and deliver to the lending risk strategy.
Main duties will include: -
- Assisting Senior Managers with developing and operating a Quality Checking programme which reviews and reports on the quality of lending decisions carried out by New Lending, taking personal ownership for the reviews, outputs and reporting.
- Undertake the assessment of individual cases, providing guidance to the underwriting and sales functions as required as a first line of defence.
- Ensures all reporting for quality control are prepared in a timely manner and discussed with Senior Managers prior to any formal publication to areas outside of the team.
- Take ownership for Policy, Underwriting and Responsible Lending guidelines in line with TCF ensuring fair customer outcomes.
The successful candidate will have previous mortgage underwriting experience, understanding the process from start to completion. As this role requires high attention to detail, and ensuring all cases are accurate, you will have previous experience of checking underwriters applications (this could be in a quality assurance, or team leader/managerial role).